Ways of Giving

A gift of education lasts a lifetime. And a gift of an educational endowment lasts forever. Unless otherwise specified, all gifts made as endowed gifts are placed in the Cardinal Newman Scholarship Fund with proceeds supporting tuition assistance.
Establishing a Named Endowment in a family name or in memory of a loved one with a gift of $25,000 or more is a great way to honor a life well-lived. There are several ways to enjoy the rewards the law offers the generous. The method you choose will depend on your personal circumstances and your financial and charitable objectives. Feel free to contact the CNHS Office of Advancement with any questions or concerns.
Beyond supporting the education and formation of tomorrow's leaders, there are decided tax advantages to making a planned gift. Income and tax deductions are the best known rewards.

But you can also:

• Enjoy the satisfaction of completing a larger gift than you thought possible during your lifetime.
• Increase your income.
• Avoid taxes on appreciated stock or real estate.
• Have no management worries.
• Provide for your spouse.
• Save on estate taxes
• Save on probate costs

Turn your home into tax savings without having to move.
Still provide a generous inheritance for your heirs.
Cardinal Newman High School (CNHS) and the Angela Merici John Henry Newman Foundation, Inc.(AMJHN) have developed the following Named Endowments for Tuition Assistance:

AMJHN General Scholarship Endowment (AMJHN)
AMJHN Special Needs Endowment (AMJHN)
Bertoli Family Scholarship Fund (CNHS)
Cardinal Newman Alumni Association Endowment Fund (CNHS)
Cardinal Newman Scholarship Fund (CNHS & AMJHN)
Carniglia Family Scholarship (AMJHN)
Charles W. Dahl Fund (CNHS)
Class of 1972 Scholarship Endowment (AMJHN)
Dennis Crandall Scholarship Fund (CNHS & AMJHN)
Dyer Family Scholarship Endowment (AMJHN)
Elfie Bailey Endowment (CNHS)
Faculty/Staff Tuition Assistance Endowment Fund
Farkas Fund (CNHS)
Fr. Francis Ralph Memorial Fund (CNHS)
Gary Heck Fund (CNHS)
Ina May Larkin Scholarship Endowment Fund (AMJHN)
Jerome William Schank, Jr. & Margaret Eleanor Schank Tuition Scholarship Fund
John M. Fitzgerald Memorial Scholarship Fund
John Paul Moore Endowment Fund
John & Maureen Geary Endowment Fund in Honor of Tom Hawes (CNHS)
Luke Scrivanich II Class of 2010 Endowment
Louis and Alice Moratto Scholarship (AMJHN)
Lyle Ann Arizu Sarubbi Endowment (AMJHN)
Mabel and Carlton Spridgen Memorial Scholarship Endowment Fund (AMJHN)
Martin B. McCormick II Memorial Scholarship Fund (CNHS)
Mary Lynch Scholarship Endowment Fund (AMJHN)
Millicent A. Stephens Memorial Fund (CNHS & AMJHN)
Molinaro Family Scholarship Endowment (AMJHN)
Mrs. Richie Heck Fund (CNHS)
Murphy Family Endowment (AMJHN)
Patrick LaFortune Endowment Fund
Paul V. Wright Fund (CNHS)
Peter N. Eiermann Fund (CNHS)
Piasta Family Scholarship Endowment
Quock Family Scholarship Endowment (AMJHN)
Ragsdale Family Endowment Fund (CNHS)
Renee Lee Memorial Endowment Fund (AMJHN)
Shapiro Family Scholarship Endowment (AMJHN)
Sister Mary Dresser Memorial Scholarship Endowment Fund (AMJHN)
The Mark D. Robeson Fund (CNHS)
The Trione Family Fund (CNHS)
Thomas Aquinas Scholarship Fund (CNHS)
Thomas DeMeo Memorial Fund (CNHS & AMJHN)
Thomas Walters Fund (CNHS)
Winters Family Endowment Fund (CNHS)

Cardinal Newman High School (CNHS) and the Angela Merici John Henry Newman Foundation, Inc.(AMJHN) have developed the following Named Endowments for Tuition Assistance:
These Named Endowments were begun with gifts that exceeded a total of $25,000 for the endowment. If you wish to establish a Named Endowment please contact the CNHS Office of Institutional Advancement.

The Cardinal Newman Scholarship Endowment Fund is an accumulation over the years of gifts presented as part of a memorial to honor a specific person. If you wish to memorialize a loved one without establishing a Named Endowment, please know that all gifts made to the Cardinal Newman Scholarship Endowment Fund in honor of a loved one memorialize that person by including him or her in the perpetual prayer offered by all members of the CNHS community at every liturgical celebration throughout every academic year.

Gifts made to the Cardinal Newman Fund in memory of a loved one are welcome, as well.

The Newman Oratory - PEACE Program
(Planned Estates Aiding Catholic Education)

The Newman Oratory gift recognition society members have designated in their trusts or wills Cardinal Newman High School as a beneficiary. Through membership in the Newman Oratory, we acknowledge and honor those who have named Carinal Newman High School as part of their estate plans.

Donors who have supported Cardinal Newman High School during their lifetimes are encouraged to continue their generosity in perpetuity. As a recognition society, the NEWMAN ORATORY celebrates those who help preserve the school's mission through their estate plans and assures that tomorrow's students benefit from a life's work.

We are truly honored by those who join the Newman Oratory:

• The Dewey & Irene Baldocchi High School Fund
• Daniel J. Galvin, CN '72
• Judith Kennedy
• The John E. Lillie Revocable Trust
• Laura Meyer
• Evert Person
• Joan A. (Seathoff) Pollard Family Trust, UHS '59
• Maria Elizabeth Prud'homme
• Stanley Quock, CN '68
• The Donte Sarubbi & Ann Margaret Sarubbi Trust
• The Jerome W. Schank Revocable Trust
• Peter & Patricia Shapiro
• Henry Trione
• Charles & Ellen Wear

Speaking to an estate planning attorney may be of benefit to you and your family when making these important decisions. We are grateful to the following attorneys who have offered to discuss your estate plans:

• Daniel J. Galvin, CN '72 
• Reed Moran, CN '09
• Josh West
• Ryan Thomas

Contact Terri Derr at advancement@cardinalnewman.org in the Cardinal Newman Advancement Office to notify us of your decision to include Cardinal Newman High School in your estate plans, and become a member of our Newman Oratory recognition society. Thank you!

John Henry Cardinal Newman

In 1848, John Henry Newman founded the first Oratory in Great Britain. Newman wrote in The Idea of a University of the impact the St. Philip Nero Oratory in Rome had on his views of service within a community. He truly appreciated the oratorian model of working with like-minded associates. It reminded him of his Oxford College life. Therefore, it is fitting that Cardinal Newman High School recognize with membership in the Newman Oratory, those like-minded supporters who help preserve the school's mission through their estate planning.

Women's Locker Room Expansion Project and Co-Ed Training Room

In an effort to support our young women's sports, dance, drama and PE courses, we are envisioning an expansion of our current Women's Locker Room to include several new and improved features. Increasing the square footage of our existing women's locker room to 1,400 allows for additional and larger lockers, a coach's office, secure storage and a team meeting room.

Additionally,  plans include the expansion to include a much needed co-ed training room for all students to utilize. Our athletic training staff are currently working out of a small, converted storage room in order to provide their services. This expansion project endeavors to provide a new, fully functioning training room for all our student, both young men and women to utilize.

We have estimated this expansion project to cost $800,000 and are currently seeking funding commitments in order to fully fund this project by July 2025. We anticipate the construction project will take about 1 year to complete. Once this facility if fully funded with pledges and gifts, the project construction can begin. If you are interested in making a gift, please contact advancement@cardinalnewman.org or call Terri Derr @ 707-546-6470 x117.

PEACE (PLANNED ESTATES AIDING CATHOLIC EDUCATION)

Donors who have supported Cardinal Newman High School during their lifetimes are encouraged to continue their generosity in perpetuity.

A simple bequest to CN will assure that tomorrow's students benefit from a life's work.

It's very simple to leave a bequest to Cardinal Newman in your will. Here are two examples of the language you might use:

Unrestricted Bequest Language
I give and bequeath to Cardinal Newman High School located at Santa Rosa, California, _____________(describe dollar amount, property to be given, or proportion of residuary estate), to be used as the officers of Cardinal Newman High School direct.

Restricted Bequest Language
I give and bequeath _________________(describe dollar amount, property to be given, or proportion of residuary estate), to Cardinal Newman High School located at Santa Rosa, California, to establish the (Smith Family) Fund to be held as a permanent fund within the Schools' general endowment, with the expendable distribution from this fund to be used for the ______________(list the specific purpose of the fund, such as scholarships, library collections, faculty enrichment, etc.).

Whatever remains in one's retirement plan may be subject to both income and estate taxes before passing to one's heirs. Rather than lose a percent to taxes, donors can give 100 percent to an institution they care about; a tax-smart gift for benefactors and a good example to future generations.

Have you ever considered donating appreciated securities to Cardinal Newman? There are significant donor tax advantages to this type of giving. Donating appreciated securities may allow the donor the same donation amount or more, but at a lower cost to you. Your support will go directly to continuing our mission of educating young men and women in an environment of faith and values.

Cash donations to Cardinal Newman are fully deductible to donors. A $2,000 donation provides a donor with a $2,000 tax deduction. However, a donation of $2,000 of appreciated stock(s) will also result in a $2,000 tax deduction without paying capital gains tax on any gains you may realize in selling the stock. If you were to sell that stock yourself, you would owe the capital gains tax on the difference between what you paid for the stock and what it is worth today. If you donate those securities instead, you get the deduction and the tax savings.

We advise that you consult with your investment or tax advisor. Your advisor can help you identify your stocks with the most gains (and therefore the greatest tax savings opportunity), and we can help you do the rest. 

Our Advancement Team is available to answer questions regarding stock transfers. Please contact advancement@cardinalnewman.org for helpful instructions on transferring stock. 

Charitable remainder trusts bypass capital gains, provide a substantial charitable deduction, and provide donors with income for life — typically 5%-8% per annum. In many instances, charitable trusts are funded with highly-appreciated assets which have a low yield, such as income property or marketable securities. When placed into the trust, the asset may be sold without incurring capital gains tax and the full proceeds reinvested for the donor at a higher yield. With the increased income and charitable deduction, the donor may create a wealth replacement trust to provide heirs with a tax- free equivalent in their estate. Gift Example: George Henry, aged 70, purchased growth stock a number of years ago for $25,000. Today the stock has appreciated in value to $100,000. George thinks the stock has peaked and, given the uncertainty of the stock market and the fact that his dividends amount to only $1,000 per year, he would like to convert to an income-producing investment.

George knows that a sale will trigger a capital-gain tax of $11,250 (15% of the $75,000 gain), leaving just $88,750 to reinvest. Invested at 6%, this will generate $5,325 -- only 5.3% of the pre-sale value.

As an alternative, George decides to use the stock to satisfy his objective of making a major gift to Cardinal Newman High School and providing a stream of income for himself. He creates a charitable remainder annuity trust that will pay him $6,000 each year for the rest of his life. At his death, the trust assets will pass to Cardinal Newman High School.

Because the trust is tax-exempt and will not have to pay capital-gain tax, George preserves the entire $100,000 to generate income for himself. What's more, he is entitled to a charitable income-tax deduction of $41,806. In his 33% income-tax bracket, this saves him $13,796 in taxes -- effectively reducing his investment to $86,204.

When George's $6,000 payment is measured against his effective investment, it amounts to a return of almost 7% -- about 31% more than the effective return of 5.3% achieved through the sale and reinvestment of the proceeds.

Donors may sign over an existing policy or establish a new policy to provide an endowment for scholarships or maintenance of facilities.

In both instances, donors receive a charitable deduction.

Donors may deed their residences to Cardinal Newman High School, yet retain the right to live in their homes for the rest of their lives. Donors receive large charitable contributions and have the assurance that their homes will not be taken away from them should they experience financial or medical difficulties in the years to follow.

Gifts of goods or commodities may be placed directly into school service or sold at auction. Donors receive a charitable deduction for the fair market value of their donation. All IRS regulations are followed. Use this Donation Form when donating an item or service to Cardinal Newman High School.

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